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Apply NowPayday Loans South Africa
Looking for a quick and hassle-free way to secure payday loan or short-term loans online? Our user-friendly service makes it simple to apply in just a few minutes. Start your application today for loans starting as low as R5000 with no impact on your credit score.‡
A payday loan is a small, unsecured loan designed for short-term financial needs, typically repaid over a period of 1 to 6 months. Loan amounts generally range from R1,000 to R8,000, making them an ideal solution for covering unexpected expenses.
When you need urgent cash assistance, Everyday Cash, provide same day loan without undergoing credit check.
How to Get a Payday Loans from Direct Lender
At Everyday Cash, we connect borrowers in South Africa with direct lenders to help you find instant approval loan deals with the latest information and streamlined processes. Here’s how to get started:
- 1
Application
Complete a simple form with your details.
- 2
Instant Decision
Receive a quick response regarding your loan approval.
- 3
Receive Funds
Once approved, your funds will be transferred to your account.
Start today and get fast cash assistance with ease!
Apply NowWhy Choose Payday Loans from EveryDay Cash?
At EveryDay Cash, our mission is to build fair and accessible financial models that allow more people to secure the money they requirement—quickly and hassle-free. We are committed to providing fast, reliable solutions that arrange transparency and fairness in every transaction.
All credit considered
We welcome applications from individuals with various credit histories
No hidden costs
Enjoy peace of mind knowing there are no surprise fees and charges
Fast payouts
Get the funds you need in under an hour when it matters most.
Who can apply?
To qualify for our payday loans, you need to meet these requirements:
- 1
Adult South Africa
Legal age 18 or 21 years old in South Africa.
- 2
Income
Income level and stability are crucial factors. Lenders want assurance that you have a steady source of income to repay the loan.
- 3
Documentation
We provide identification documents, proof of income, and other documentation as per the lender's requirements.
Helping Thousand of New Customers Across The South Africa Daily!
For the past 4 years, Everyday Cash has been providing solutions and online payday loans to help clients manage their debts. With our expert team, you're guaranteed able and experienced assistance to improve your financial situation. We guided by strong values including clear communication, quick service, and respect for our users.
$10+ million
funded to customers.
12k+
successful applications.
98.65%
loan approval rate.
Frequently Asked Questions ✍️
We're here to answer your questions
Are you a South Africa based service?
Yes, we're based in the South Africa and offer a nationwide service providing payday loans for any purpose up to a maximum of R8,000. We service Cape Town, Johannesburg, Bloemfontein and East London.
I have a bad credit rating. Can i still apply for the payday loans?
Yes, In South Africa, borrowers with bad credit can still apply for payday loans without a credit check, as long as they meet the lender's terms and conditions and have the ability to repay the loan on time.
How much payday loans can i borrow?
You can borrow payday loans ranging from R1,000 to R8,000.
What does application processed?
Payday loans application process is quick and simple. Just fill out a straightforward online application form with accurate details and click the submit button.
What can a payday loan be used for?
- Emergency Expenses: Unexpected financial events such as medical emergencies, car repairs, and urgent home repairs.
- Groceries: Temporary cash shortage and need to buy groceries or essential items, instant loans can be used to cover these costs.
- Veterinary Bills: Used to cover unexpected veterinary expenses if your pet requires urgent medical attention.
- Home Renovation Projects: In certain cases where urgent home repairs and renovations are necessary, payday loan provide the funds needed to address these issues on time.
Will applying for payday loans affect my credit score?
No, if you apply payday loans, the application itself is unlikely to directly not affect credit score. This is because we, as a private lender, doesn't conduct a credit check and report your application to credit bureaus.
What are the advantages?
- Fast access to funds in 1 to 2 business days
- Flexibility in use terms from 1 to 6 months, and rates from 3 to 5% APR.
- Convenient and accessible from anywhere
- No collateral required
- Accessible to those with poor credit
Can I apply loans without documents in south africa?
Yes, you receive cash quickly with an loan, even if you don't have all the documents required. Online lenders provide payday loan that don't require extensive documentation for approval.
Can I get a loan if my credit score is low?
Yes, it's possible to obtain an payday loan even if your credit score is low.
What is the interest rate payday loans in South Africa?
The interest rate for payday loans in South Africa is regulated by the National Credit Act. Lenders are allowed to charge a maximum interest rate of 2% per day on the loan amount, which can add up quickly.
Ready to apply?
Get up to R5,000 within 15 minutes of approval. With over 50 direct lenders in our network to compare, we find you the best loan offer available!
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